Heat ghee in a saucepan. Roast most of the chopped almonds briefly.
Add besan to the remaining ghee and over low heat, stirring continuously, until fragrant (3-5 minutes).
Gradually pour in the milk while stirring vigorously to prevent lumps.
Stir in turmeric, black pepper, ginger powder, cardamom powder, and saffron. Bring to a gentle boil, then simmer for 2-3 minutes until slightly thickened.
Stir in the chopped jaggery and cook until fully melted. Serve hot, garnished with the reserved chopped almonds and saffron.