Transfer the hung curd to a bowl.
Whisk well until the mixture is smooth.
Add condensed milk. Mix well until smooth. Make sure there are no lumps.
Add saffron milk and cardamom powder. Mix well.
Transfer it to a bowl. Tap the bowl a few times.
Cover it with aluminium foil.
Bring water to a boil in a pot/steamer.
Place the bowl in it and cover with the lid.
Allow it to steam on medium to high flame for 20-25 minutes.
Check if it has set and then take it out.
Let it cool down to room temperature.
Refrigerate for 30 minutes to 1 hour.
Garnish it with chopped almonds.
Bhapa doi is ready to serve!